Is my Medicare plan ending in Elgin, IL?
Medicare plans are set by county. Elgin is in Kane County, so the plans listed as leaving Kane County for 2027 apply to Elgin residents.
Quick answer for Elgin
21 Medicare plans are from 7 companies listed in Kane County for 2026 but not for 2027, covering at least 2,813 people enrolled today. If you live in Elgin and have one of these plans, you can choose a new plan from October 15 to December 7, and coverage starts January 1.
Companies with plans leaving Kane County
| Company | Plans leaving | People enrolled (at least) |
|---|---|---|
| Blue Cross (Health Care Service Corp) | 5 | 1,027 |
| Aetna (CVS Health) | 3 | 920 |
| Humana | 3 | 543 |
| Molina Healthcare | 2 | 262 |
| Wellcare / Ambetter (Centene) | 3 | 61 |
| Group 1001 | 3 | not listed |
| Cigna HealthSpring (HCSC) | 2 | not listed |
Plans going away in Kane County
| Plan going away | Company | People enrolled (at least) |
|---|---|---|
| Aetna Medicare Duly Prime (PPO) H5521-314 | Aetna (CVS Health) | 736 |
| Blue Cross Medicare Advantage Choice Plus (PPO) H8634-003 | Blue Cross (Health Care Service Corp) | 442 |
| Humana Full Access H5216-412 (PPO) H5216-412 | Humana | 325 |
| Molina Medicare Complete Care Plus (HMO D-SNP) H3093-005 | Molina Healthcare | 250 |
| Blue Cross Medicare Advantage Basic Plus (HMO-POS) H3822-007 | Blue Cross (Health Care Service Corp) | 231 |
| Humana Full Access H7617-009 (PPO) H7617-009 | Humana | 169 |
| Blue Cross Medicare Advantage Choice Premier (PPO) H8634-004 | Blue Cross (Health Care Service Corp) | 168 |
| Aetna Medicare Enhanced (PPO) H7301-032 | Aetna (CVS Health) | 166 |
| Blue Cross Medicare Advantage Secure (HMO) H8547-001 | Blue Cross (Health Care Service Corp) | 132 |
| Blue Cross Medicare Advantage Premier Plus (HMO-POS) H3822-008 | Blue Cross (Health Care Service Corp) | 54 |
| Humana USAA Honor Giveback (PPO) H5216-258 | Humana | 49 |
| Wellcare Simple Essential (HMO) H5779-002 | Wellcare / Ambetter (Centene) | 40 |
| Wellcare Simple Value (HMO-POS) H1416-082 | Wellcare / Ambetter (Centene) | 21 |
| Aetna Medicare Prime Chronic Total (HMO C-SNP) H1206-009 | Aetna (CVS Health) | 18 |
| Molina Medicare Choice Care (HMO) H2715-003 | Molina Healthcare | 12 |
See all 19 plans leaving Kane County →
What to do if you live in Elgin
- Read the notice from your plan. It names the plan that is ending and your choices.
- Compare 2027 options before December 7: another Medicare Advantage plan, or Original Medicare with a Medicare Supplement and a Part D drug plan.
- Check that your doctors, hospitals and pharmacy near Elgin are covered by any plan you consider.
- Free, unbiased help: Illinois Senior Health Insurance Program (SHIP) at 800-252-8966, or Medicare.gov, 1-800-MEDICARE.
Is my Medicare plan ending in Elgin?
Medicare plans are offered by service area, usually county by county. Check the list above for your plan name or plan ID. A plan can be listed because it was renumbered or replaced, so your plan notice is the final word.
What happens if I do nothing in Elgin?
If your plan is not renewing and you do not choose a new one, you may be moved to Original Medicare, which does not include drug coverage. Compare options before December 7 and confirm your dates with Medicare.gov or your plan notice.
Do I have to enroll if I call?
No. Calling is a conversation about your options, and you are never required to enroll.
Elgin residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095 Open 8 AM-10 PM Eastern timeMore for Elgin: Elgin health insurance · Kane County · All Illinois plans ending for 2027 · Elgin population 113,310 (Census Bureau).
Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.