Is my Medicare plan ending in Waukegan, IL?
Medicare plans are set by county. Waukegan is in Lake County, so the plans listed as leaving Lake County for 2027 apply to Waukegan residents.
Quick answer for Waukegan
19 Medicare plans are from 6 companies listed in Lake County for 2026 but not for 2027, covering at least 2,687 people enrolled today. If you live in Waukegan and have one of these plans, you can choose a new plan from October 15 to December 7, and coverage starts January 1.
Companies with plans leaving Lake County
| Company | Plans leaving | People enrolled (at least) |
|---|---|---|
| Blue Cross (Health Care Service Corp) | 6 | 924 |
| Cigna HealthSpring (HCSC) | 7 | 885 |
| Humana | 3 | 697 |
| Molina Healthcare | 1 | 152 |
| Aetna (CVS Health) | 1 | 18 |
| Wellcare / Ambetter (Centene) | 1 | 11 |
Plans going away in Lake County
| Plan going away | Company | People enrolled (at least) |
|---|---|---|
| Humana Full Access H5216-412 (PPO) H5216-412 | Humana | 400 |
| HealthSpring Preferred Savings (HMO) H4513-086 | Cigna HealthSpring (HCSC) | 328 |
| Blue Cross Medicare Advantage Choice Plus (PPO) H8634-003 | Blue Cross (Health Care Service Corp) | 320 |
| Blue Cross Medicare Advantage Basic (HMO) H3822-001 | Blue Cross (Health Care Service Corp) | 253 |
| HealthSpring Preferred (HMO) H4513-085 | Cigna HealthSpring (HCSC) | 250 |
| Humana Full Access H7617-009 (PPO) H7617-009 | Humana | 227 |
| HealthSpring True Choice (PPO) H7849-002 | Cigna HealthSpring (HCSC) | 199 |
| Blue Cross Medicare Advantage Secure (HMO) H8547-001 | Blue Cross (Health Care Service Corp) | 180 |
| Molina Medicare Complete Care Plus (HMO D-SNP) H3093-005 | Molina Healthcare | 152 |
| Blue Cross Medicare Advantage Choice Premier (PPO) H8634-004 | Blue Cross (Health Care Service Corp) | 99 |
| HealthSpring True Choice Savings (PPO) H7849-080 | Cigna HealthSpring (HCSC) | 86 |
| Humana USAA Honor Giveback (PPO) H5216-258 | Humana | 70 |
| Blue Cross Medicare Advantage Basic Plus (HMO-POS) H3822-007 | Blue Cross (Health Care Service Corp) | 59 |
| HealthSpring Premier (HMO-POS) H4513-084 | Cigna HealthSpring (HCSC) | 22 |
| Aetna Medicare Prime Chronic Total (HMO C-SNP) H1206-009 | Aetna (CVS Health) | 18 |
See all 17 plans leaving Lake County →
What to do if you live in Waukegan
- Read the notice from your plan. It names the plan that is ending and your choices.
- Compare 2027 options before December 7: another Medicare Advantage plan, or Original Medicare with a Medicare Supplement and a Part D drug plan.
- Check that your doctors, hospitals and pharmacy near Waukegan are covered by any plan you consider.
- Free, unbiased help: Illinois Senior Health Insurance Program (SHIP) at 800-252-8966, or Medicare.gov, 1-800-MEDICARE.
Is my Medicare plan ending in Waukegan?
Medicare plans are offered by service area, usually county by county. Check the list above for your plan name or plan ID. A plan can be listed because it was renumbered or replaced, so your plan notice is the final word.
What happens if I do nothing in Waukegan?
If your plan is not renewing and you do not choose a new one, you may be moved to Original Medicare, which does not include drug coverage. Compare options before December 7 and confirm your dates with Medicare.gov or your plan notice.
Do I have to enroll if I call?
No. Calling is a conversation about your options, and you are never required to enroll.
Waukegan residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095 Open 8 AM-10 PM Eastern timeMore for Waukegan: Waukegan health insurance · Lake County · All Illinois plans ending for 2027 · Waukegan population 87,642 (Census Bureau).
Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.